Self-Employed

Self Employed or Business Owner

We understand you are unique!


We understand that your financial history and tax records are vastly different than those of traditional wage workers. We understand that you have expenses associated to running your business along with other accounting events that impact the bottom line on your tax returns.  We truly understand this reality and this is why we believe that you deserve to have access to a different set of mortgage programs that simply do not evaluate your income in the same way as traditional wage workers.   


Through our mortgage programs, you have several options designed to help you achieve your homeownership goals.  We can calculate your ability to repay on a new loan by reviewing your other financial documents that are common to business owners and self-employed individuals. The best part of these programs is that Tax Returns are NOT required for

any reason.  

Bank Statement Program   Leverage your bank statements to demonstrate income and qualify for financing by averaging out your qualified deposits.

Profit and Loss Program We calculate your income by using the gross revenue in your CPA prepared P&L and your bank statements.

1099 Program

Designed for those with 1099 income, offering flexibility and accommodating factors for business expenses.

DSCR

Great for Property Investors, Landlords, Realtors, getting out of hard money.  Property Cash flow based program.


Let's get started on taking control of your future and leveraging your value through our tailored home loans


Get Started
Share by: