Disclaimers

Disclaimers




Loan Product Availability Disclosure

Loan product availability is subject to many factors including loan amount and qualification of borrower. Not every applicant qualifies or is eligible for every loan program. Some loan products may not be available in all states in which the company holds licenses. Loan approval, note rate, and annual percentage rate (“APR”) depend on factors including, but not limited to the loan program selected, credit, collateral, income, assets, and overall financial history. Not all applicants will be approved for a loan. All loan programs, terms, and interest rates are subject to change without notice.


Pricing Disclosure

Rates and points are subject to change based on market, credit score, loan to value and other factors. Your rates and points may increase or decrease based on those factors.


Mortgage Broker

Castle Rock Mortgage LLC is a licensed Mortgage Broker and is not the FHA, which is a government agency, nor working on behalf of the FHA or any government agencies.


Home Mortgage Disclosure Act

Information is requested on the mortgage application by the federal government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. You may select one or more designations for “Race.” The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. 


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