FIRST TIME HOME BUYER

Popular Programs for First-Time Home Buyers:

Buying your first home is a very exciting step! Castle Rock Mortgage loan specialists are here to guide you through every step of the loan process.

Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.

First time home buyers have a lot of questions and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.

Conventional Loan
The most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change.  Additionally, some first time home buyers may be HomeReady First eligible for up to:

• $5,000 Grant toward closing costs
• Up to $500 toward a 1-year home warranty (if applicable)
• $500 toward appraisal costs
• First Time Home Buyer, Borrower’s current primary residence must be located in an eligible census tract in the following Arizona Metropolitan Statistical Area (MSA):    (Phoenix-Mesa-Chandler)

FHA Loan
Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!

VA Loan
An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI.

Find out today if you qualify!  Contact us!